Cash Flow Planning

CASH FLOW PLANNING

As one begins the process of thinking about transition, perhaps into retirement or selling one’s company, the most important issue is how to replace earned income with passive income. Such income can come in myriad forms: pension, social security, rent from real estate, etc. Most often, though, much of it comes from our clients’ investment portfolios. And the distributions that clients require to support their families, along with the composition of their balance sheets, plays a foundational role in the strategy for managing the investment portfolio.

Budgeting
Multi-year forecasting
Risk-based assessment of cash flow scenarios using a Monte Carlo approach
Education planning & funding options
Social Security benefit analysis & enrollment
Retirement planning & advisement

Continue reading: Estate Planning

Go back

New Hampshire

18 Congress Street - Suite 209

Portsmouth, NH 03801

(603) 431-3498

Maine

One Monument Square - Suite 601

Portland, ME 04101

(207) 523-1110

Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary

Hightower Advisors, LLC is an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Securities offered through Hightower Securities, LLC, Member FINRA/SIPC. brokercheck.finra.org

[{"level1":[{"title":"Why Vigilant","anchor":"why-vigilant","level2":[]},{"title":"Whom We Serve","anchor":"whom-we-serve","level2":[{"anchor":"entrepreneurs","subTitle":"Entrepreneurs"},{"anchor":"multi-generational-families","subTitle":"Multi Generational Families"},{"anchor":"executives","subTitle":"Executives"},{"anchor":"retirees","subTitle":"Retirees"},{"anchor":"individuals-in-transition","subTitle":"Individuals In Transition"},{"anchor":"professionals","subTitle":"Professionals"},{"anchor":"real-estate-investors-developers","subTitle":"Real Estate Investors/Developers"}]},{"title":"Managing Your Wealth","anchor":"managing-your-wealth","level2":[{"anchor":"wealth-advisory-services","subTitle":"Wealth Advisory Services"},{"anchor":"portfolio-management","subTitle":"Portfolio Management"}]},{"title":"Our Team","anchor":"our-team","level2":[]},{"title":"Insights","anchor":"blogs","level2":[{"anchor":"investments","subTitle":"Investments"},{"anchor":"wealth-planning","subTitle":"Wealth Planning"}]},{"title":"Careers","anchor":"careers","level2":[]}]}]